Clarity first. Noise removed.
NextNest analyses 16 banks simultaneously and compares real scenarios—so you understand your options with clear evidence, not guesswork.
Built on 50+ actual Singapore cases. Here are three.
Lock-in ending, current rate 2.1% above market
Needed lower monthly payments
Comparing teaser vs fixed rates
Wanted predictable payments with flexible exit
Needed $100K renovation funding
Required affordable monthly payments
Transparent process, clear expectations.
5 minutes. No jargon. Property, timeline, lock-in, goals.
PDPA-compliant. Your data stays private.
Calibrated against SORA trends, lock-ins, and lender updates.
Analysis completes by end of the same business day (Mon–Fri).
Stay or refinance—evidence shown transparently. Trade-offs spelled out.
Calculations shown plainly. No sales pressure.
Bank submissions, documentation, approval tracking.
Typical timeline: 4–6 weeks with regular status updates.
NextNest is built by a Singapore-based mortgage analysis team that guides homeowners through timing-sensitive decisions across SORA cycles, lock-ins, Fed moves, and lender rebate windows.
The team runs numbers-first analysis with plain-English explanations, showing stay vs refinance and fixed vs floating trade-offs with calm, clinical delivery.
Standard cases have no client-side advisory fee, and every recommendation is anchored to real scenarios, lender behaviour, and your tolerance for volatility.
Start from the path that looks closest to your situation.
First home or upgrading
Continue →Lower existing payments
Continue →Business property financing
Continue →Takes 5 minutes. Your data stays private per PDPA.